Digizoo delivers cards payments and cards onboarding to Volt Bank

‘Digizoo develops innovative cards payments, and cards management platforms to onboard new customers, allowing them to manage and use their Volt cards for all transaction-related functionalities.’


Volt Bank is an Australian consumer neobank, and the first of which to be issued a full banking license by APRA. Volt was founded in 2017, and received its full license to operate as an authorised deposit-taking institution (ADI) in January 2019. Since then, they’ve been able to develop a functional savings account and have started onboarding some of the 40,000 members on the waitlist in early 2020.

Volt partnered with Digizoo to deliver their new cards payments and management platforms. Digizoo’s experience in infrastructure with similar banks gave Volt the capability that led to a successful delivery.

Cards Management Platform

Initially, Digizoo was engaged to assist with platform architecture and technology strategy at Volt. This quickly led to the complete design and build of an innovative cards management platform. This platform allowed Volt to begin onboarding new customers by giving customers the ability to:

  • Create new cards,
  • Activate their cards,
  • Set their pin on new cards,
  • Lock and replace lost or stolen cards,
  • And execute authentication checks.

Cards Payments Platform

Digizoo’s reputation of continued successful delivery at Volt led to being re-engaged to begin the development of their new cards payments platform. The cards payments platform allows Volt’s customers to use their cards for all transaction-related functionalities including:

  • Ability to tap cards anywhere such as POS terminals,
  • Withdrawal from ATM’s,
  • And online purchases.

Streamlining Business and Development Processes

Digizoo was able to streamline business and development processes within Volt by providing new ways of working. Digizoo uses proven methodology and frameworks combined with an agile approach to delivery, to ensure continued successful delivery. Using this approach, Digizoo has been able to streamline development throughout the whole bank by creating reusable code for security, logging, and reusable connections.

The Result

Partnering with Digizoo has allowed Volt Bank to compete with other emerging fintech’s and neobanks by delivering an innovative cards transaction suite, consisting of both cards management and payments platforms. Digizoo continues to work closely with Volt to deliver new payments functionalities and innovative technologies.

FinTech neo banks

Cuscal selects Digizoo to build new neobank platform 86 400

Australia’s leading provider of payments solutions Cuscal has selected Digizoo to design and construct its new strategic digital banking platform.

Cuscal had been working extensively with Digizoo in technology assessment and prototyping to inform the strategic direction and associated business case for the new digital banking platform.

The breadth of technology expertise that Digizoo were able to offer within a small incubator team was able to demonstrate the value and potential of the strategic vision in a very short space of time, was a key factor in ensuring that Digizoo were selected to continue with the full implementation of the platform.

Digizoo’s role is to lead the design and development, while assisting the new business to recruit and mentor their own staff so that they are self-sufficient. The role of enablers sits well with Digizoo’s mantra of fostering capability and allowing clients to truly transform their organisation, not just their technology stack.

Update: The new brand was publicly announced in June 2018 as 86 400 bank, with a public launch date in early 2019.


Digizoo delivers whole of government digital platform

When Computer Sciences Corporation (now DXC) won the tender to build a new whole of government digital identity and services platform, they asked Digizoo to provide the technology team to design and develop the solution.

Digizoo worked as a key services provider in a broader team consisting of members from CSC and various government agencies to build a solution that was production ready in the Microsoft Azure Cloud platform within 6 months.

The solution consisted of custom services for motor vehicle registration renewals, payments, and address management that were integrated with the AccessCanberra Oracle Service Cloud for an integrated federated identity solution. The web and mobile platform was based on the Backbase Customer Experience Platform that the ACT Government had selected in a rigorous tender process. Integration microservices were built to manage interactions with AccessCanberra, Roads and Traffic Authority, Westpac payments, and the Federal Government’s Document Verification Service (DVS).

Throughout the project, the decision to move the platform from cloud to on-premise was constantly under review, and the elegance of the modular platform architecture was able to regularly move the deployments from one infrastructure to the other without much effort thanks to the automation and DevOps practices in place.